It is hard to believe the year is half over. What a six months it has been!

For those of you looking to retire in the near to medium term, the COVID-19 crisis may have you reconsidering your plans. Our first article spotlights why insurance is an important part of the plan. We also discuss the pros and cons of downsizing to contribute to your super.

With the current level of market volatility we look at market timing. Being disciplined means sticking to your investment plan and rebalancing where necessary (although not on a daily basis).

There are some tips on budgeting smarter and we have some suggestions on sleeping better at night.

We love to hear from you, so please feel free to contact us with any questions about our articles in this newsletter on Ph: (07) 3026 3600 or email info@templetons.com.au.

Kind regards,

Templetons

Why it’s important to think about insurance ahead of retirement

If retirement’s coming up on your horizon, the impact of COVID-19 (coronavirus) may have thrown a warehouse-sized rack of spanners in your planning.

Read full article >>

Understanding the dangers with downsizing and super

There are often upsides and downsides in any piece of legislation, especially when it comes to superannuation.

Read full article >>

The trouble with market timing

In his book The Little Book of Common Sense Investing, Vanguard founder Jack Bogle included a very apt quote from Warren Buffet on the matter of market timing. And that is, "for investors as a whole, returns decrease as motion increases".

Read full article >>

Budget smarter with the 50/20/30 rule

Looking at your spending in a new light could make a substantial difference to your financial future. The 50/20/30 budget rule works for one main reason – it’s easy.

Read full article >>

11 tips to sleep better at night

Sleep – one of the most naturally powerful performance enhancers to humankind. But why do so many of us struggle with getting restful sleep?

Read full article >>

Enstil Pty Ltd ABN 52 010 511 261 trading as Templetons is an Authorised Representative and Credit Representative of AMP Financial Planning Pty Limited ABN 89 051 208 327 Australian Financial Services Licence 232706 and Australian Credit Licence 232706.
This email, including any attachments may contain information that is confidential and commercially sensitive. Unintended Recipient: If you are not the intended recipient you must not read, use, disseminate, distribute or copy any part of this email, disclose its contents to any other party, or take any action in reliance on it. If you have received this email in error please contact the sender immediately and delete this email. Paper copies of documents: You can request a paper copy of documents attached to this email by calling our office. Any advice or compliance documents will be mailed to you free of charge.
This email contains information that is general in nature. It does not take into account the objectives, financial situation or needs of any particular person. You need to consider you financial situation and needs before making any decisions based on this information.

You may still receive direct marketing from AMP as a product issuer, bringing to your attention products, offerings or other information that may be relevant to you. If you no longer wish to receive this information you may opt out by contacting AMP on 1300 157 173.

Office: Level 7, 100 Edward Street, Brisbane Qld 4000
Ph: (07) 3026 3600

Unsubscribe